Know your real burn rate. Not the one your bank feed implies.
Trebuchet Vector connects to your business bank accounts, strips financing noise out of every transaction, and hands you the operating truth — burn, runway and board-ready reporting, updated the moment money moves.
No card required · First account connected in under 10 minutes
The pipeline underneath
Your bank feed is lying to you.
Not on purpose. It just dumps every dollar into one pile — revenue next to an MCA draw, payroll next to an inter-account transfer, a loan advance that looks exactly like a great sales month. Read burn off that pile and you will be wrong, confidently, in a board meeting.
What generic tools show you
One pile. Financing noise counted as operations.
- ACH CREDIT FUNDBOX ADVIncome+48,000
- TRANSFER FROM ****4471Income+22,500
- SQ *COASTAL SUPPLY COUncategorized-8,940
- DEBIT ORIG CO NAME:RAPID FExpense-1,210
- OWNER DRAW 09/12Expense-15,000
Reported burn
+45,350
Looks like a profitable month.
What Trebuchet Vector shows you
Financing stripped out. Operating truth left standing.
- Fundbox — advance drawdownFinancing+48,000
- Internal transfer — Ops → PayrollExcluded+22,500
- Coastal Supply CoCOGS · Materials-8,940
- Rapid Finance — daily remittanceDebt service-1,210
- Owner drawDistribution-15,000
True operating burn
-8,940
13.4 months of runway. Now you know.
0+
Institutions reachable
via Plaid, across US, CA & EU
0
Capabilities shipped
web, iOS and Android
0
Normalization tiers
between bank text and your board deck
0 yrs
History backfilled
normalized identically to live data
Six tiers between raw bank text and a number you can defend.
Nothing reaches a dashboard until it has been fingerprinted, classified, categorized and reconciled. Scroll to watch one real transaction make the trip.
Ingest
Plaid opens a live line to your institutions. Webhooks push new activity the moment it posts, and a background worker backfills up to two years of history without ever hitting a serverless timeout.
- Plaid Link · 12,000+ institutions
- Webhook-driven, not polled
- 2-year historical backfill
- PDF & CSV statement upload
Fingerprint
Raw descriptors are ugly and inconsistent — the same vendor arrives eleven different ways. We reduce each one to a stable fingerprint so the eleventh spelling resolves like the first.
- Descriptor fingerprinting
- Fuzzy alias matching
- Counterparty master list
- Learns from every correction
Classify
Every transaction is sorted by what it actually is: operating, financing, investing, or internal movement that should never touch a P&L at all. This is the tier that kills the lie.
- Operating vs. financing split
- MCA & advance detection
- Internal transfer suppression
- Owner draw isolation
Categorize
A two-level operational taxonomy — L1 for the broad bucket, L2 for the specific line — so the same spend rolls up cleanly for an operator and drills down for a controller.
- L1 / L2 operational taxonomy
- Custom rule engine
- Per-workspace overrides
- Bulk re-run on demand
Reconcile to GAAP
Operational categories are mapped onto accounting standards, so what your operators read and what your accountant signs are the same numbers — not two spreadsheets that argue.
- GAAP category mapping
- Reviewer approval workflow
- Full audit trail
- Reconciliation against Plaid balances
Publish
Clean data lands in dashboards, runway forecasts, alert rules, funding packets, and the mobile app — all at once, all from the same source of truth.
- Live dashboards & forecasts
- Board-ready cash statements
- Funding readiness packet
- iOS & Android, instantly
Now resolving
Tier 01 · Ingest
Raw descriptor
SQ *COASTAL SUPPLY ACH DEBIT 0912
Counterparty
— pending —
Classification
— pending —
Category
— pending —
GAAP line
— pending —
Published to
— pending —
Every transaction takes this exact path — historical backfill included
67 capabilities. Not a roadmap — shipped.
Cash intelligence is the headline. Underneath it sits the banking layer, the normalization engine, alerting, funding readiness, fleet tracking, a multi-client console and two native apps — all running on the same normalized data.
Cash intelligence
The number you actually run the company on.
True operating burn
Financing, transfers and draws stripped out automatically.
Predictive runway
Months of cash left, recalculated on every sync.
Cash slicing
Any period, any account, any category — instantly.
Liquidity position
Every balance across every institution on one line.
Debt pressure detection
MCAs and daily remittances surfaced as what they are.
Net movement waterfall
Where the money went, in the order it went.
Capex tracking
Capital spend split from operating spend, charted.
Period variance
This month against last, with the deltas that matter.
Counterparty ledger
Total exposure and history per vendor or customer.
Forecast modelling
Forward cash position from observed behaviour.
The whole platform. In your pocket.
Native apps for iOS and Android — not a wrapped website. Same normalized data as the web app, the same second, behind Face ID. Approve a review from a warehouse, check runway from an airport.
Trebuchet Vector
Finance · Version 2.1.0
Face ID & Touch ID supported
- Native iOS and Android — built with Expo, not a wrapped website
- Face ID and Touch ID sign-in
- The same normalized data as the web app, same second
- Alerts, review queue and approvals on the go
- Works across every workspace you have access to
Alerts
3Under 6 months at current burn
$14,200 to a new counterparty
Chase ••4471 stopped syncing
Face ID to unlock
No password. No session left open.
True operating burn
-$8,940
31% lower than last month
Runway
13.4 mo
Liquidity
$412k
Every screen, on both platforms
Three jobs. One source of truth.
Fractional CFOs
TodayEight clients, eight chart-of-accounts messes, one billable hour.
With Trebuchet VectorSwitch workspaces, read the real burn, close the month without re-deriving it by hand.
Book a walkthroughFounders & operators
TodayYou know the bank balance. You don't know the actual burn rate.
With Trebuchet VectorRunway you can trust, and an alert before the number gets uncomfortable.
Book a walkthroughLenders & underwriters
TodayApplicants hand over PDFs that take days to pick apart.
With Trebuchet VectorNormalized, verified cash data pulled straight from the source via the Bank Connect API.
Book a walkthroughFinancial data, handled like financial data.
Isolation is enforced by Postgres itself, not by a `where` clause somebody might forget. Bank credentials never reach our infrastructure. And every privileged action has a name attached to it.
Tenant isolation
Postgres row-level security
Isolation enforced by the database itself, so a bug in the app layer can't cross a tenant boundary.
No stored credentials
Bank logins go to Plaid and never to us. We hold tokens, not passwords.
Encrypted end to end
TLS in transit, encryption at rest, encrypted secrets for every integration.
Attributable access
Every privileged read and write is logged against a named human.
Scoped API keys
Partner access is per-key, per-scope, and revocable the second you want it gone.
Biometric device auth
Face ID and Touch ID gate the mobile apps; sensitive views re-prompt for a password.
One price. Every account, every entity, no per-seat maths.
Connect a bank, see real operating burn the same day. Change tier or walk away whenever — nothing here is an annual lock-in unless you choose one.
Starter
See the truth in one account.
Billed monthly, cancel anytime
Start now- 1 connected bank account
- 90 days of transaction history
- True operating burn & runway
- Automatic transaction normalization
- iOS & Android apps
- Multi-entity rollups
- Funding readiness packet
- Priority support
Operator
The working tier for a growing book.
Billed monthly, cancel anytime
Start now- Unlimited connected accounts
- Full 2-year historical backfill
- Custom categorization rules
- Unlimited alert rules
- Board-ready cash statements
- GAAP reconciliation & audit trail
- Up to 10 workspace members
- Funding readiness packet
Command
Every entity, one set of numbers.
Billed monthly, cancel anytime
Start now- Everything in Operator
- Multi-entity consolidated rollups
- Funding readiness packet
- MCA & advance pressure modelling
- Scheduled exports & board packs
- Unlimited workspace members
- Priority same-day support
- Dedicated onboarding session
Enterprise
Built around your controls.
- Everything in Command
- SSO / SAML
- Custom data retention & residency
- Signed DPA & security review
- Dedicated success manager
- Custom integrations & API volume
- 99.9% uptime SLA
- Invoiced annually
Running a book of clients? Ask about partner and accounting-firm terms — portfolio view across every client, with your own margin on top.
See your own burn rate, not a sample dataset.
Thirty minutes, a real conversation, and a straight answer on whether this fits how you run money. If it doesn't, we'll tell you that too.
01Tell us what you're fighting
One form. No qualification gauntlet, no 'book a call to book a call'.
02We walk your actual numbers
30 minutes, screen shared, using a sandbox shaped like your business — or your own connected data if you'd rather.
03You're live the same week
Connecting your first account takes under ten minutes. The backfill runs while you get on with your day.
The questions people actually ask.
A financial intelligence platform that connects to your business bank accounts, normalizes every transaction through a six-tier engine, and gives you true operating burn, runway and board-ready reporting — automatically, in real time.
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